AML Analyst

Yapily is on a mission to enable innovative companies to create better and fairer financial services for everyone, through the power of open banking.

We are seeking an analytical mind with a minimum of 1 year of working experience in compliance/AML/operations to join our Financial Crime Compliance team as an AML Analyst. In this role, you will be responsible for assisting the team with the KYC, investigating transaction monitoring alerts, escalating suspicious activity and other day-to-day operational compliance tasks. 

As an AML Analyst, you play a vital role in promoting effective financial crime compliance within our organization, including ensuring we comply with relevant rules and regulations across Lithuania, Europe and the UK. You excel at communication and contribute to creating an environment that values compliance and understands its business implications.

Learn more: https://www.yapily.com/company/about-us 

• Analyse transaction monitoring alerts promptly and thoroughly, documenting investigation findings in a timely manner.
• Identify and escalate any suspicious customer activity or transactions to the attention of the FinCrime Compliance Lead / MLRO.
• Work closely with the Financial Crime Compliance Lead / MLRO, Global Head of Compliance, Compliance Officer, Product, and Engineering teams to regularly test transaction monitoring rules, ensuring their effectiveness.
• Assist in ongoing efforts to standardise, automate, and continuously improve the transaction monitoring framework and related processes.
• Conduct initial and ongoing customer due diligence reviews, including “Know Your Customer” checks as part of the company’s customer onboarding process., 
• Perform customer terminations
• Conduct PEP, sanctions and adverse media screenings, assisting the Financial Crime Compliance Lead / MLRO in conducting risk assessments on new and current customers throughout their lifecycle.
• Support the team in implementing internal rules, standards, processes, and guidelines related to financial crime prevention and wider compliance matters.
• Supporting the company with the handling of complaints from Payment Service Users (PSUs)
• Preparation of weekly, monthly and quarterly statistics and reports for transaction monitoring and other key performance indicators.

This list is not exhaustive, and there may be other tasks that we ask you to be involved in from time to time. Above all, you are flexible and want to add value wherever you can. You understand that in a scale-up, priorities change and we all need to be adaptable. Not only will you expect to be asked to input and lead in other areas, but you’ll be comfortable being a self-starter and instigating changes yourself.

For your new role

You are fluent in English and able to communicate clearly both orally and in writing.

You have a minimum of 1 years' relevant working experience as compliance/anti-financial crime officer in a financial services institution. 

You are familiar with transaction monitoring, onboarding systems and other AML software tools.

You have strong analytical skills with a data-driven mindset and attention to detail.

You’re commercially minded – you understand how effective financial crime compliance can positively impact our products, services and wider business.

You enjoy solving problems. You don’t get flustered easily. You’re comfortable managing your time and can be counted on to skilfully handle issues.

You understand the importance of attention to detail and ensuring quality outputs. Everything you produce is of high quality.

You have a can-do approach. You think on your feet. Switching up tasks and juggling multiple priorities comes naturally to you.

You have worked in a fast paced financial services environment before.

You love innovation – it’s wired into your DNA. 

You have exceptionally high integrity. You’ll treat all interactions with the confidentiality, sensitivity and diplomacy they deserve.

You think outside of the box and are pragmatic. You will bring in and iterate on the experience, skills and knowledge of best practice that you have seen elsewhere. You are always looking for better and cost effective ways to do things.

You are driven and curious. You ask questions and you strive to understand. 

You understand that your stakeholders will have different strengths. You’re happy to learn from them and to share your expertise.

A competitive salary in a rapidly growing scale-up (€1500 - €2500 gross per month)

We also offer an additional holiday day after 1 years service, up to the value of 5 days over 5 years 

We’re serious about work/life balance and operate hybrid working, giving you the flexibility to work from home, working from our amazing office space or work abroad for up to 30 days per year ‘Nomad Working’ 

Comprehensive Private Medical Insurance

€200 annual Learning and Personal Development budget

Employee Referral Scheme  which offers €1,000 per employee referral

We have a monthly social budget to support getting together over pizza 🙂

Dog friendly office