VP Commercial Banker

Description

TITLE: Commercial Banker 

DEPARTMENT: Commercial Bankers     

JOB SUMMARY: 

The Commercial Banker is responsible for establishing and maintaining commercial relationships, client retention and business development. This position will oversee portfolios and grow client relationships while providing high level financial acumen and service.  

ESSENTIAL FUNCTIONS: 

• Plan and execute calls with existing and new clients and foster relationships to ensure exceptional client experience. 
• Examine loan applications and gather the required information to ensure appropriate documentation, signatures and disclosures.  
• Underwrite loan requests and analyze financial information and work with credit analysts to prepare credit reports and annual credit reviews. 
• Promote and cross- sell business products and services, ensuring that clients’ financial needs are met, and long-term relationships are developed. 
• Attend loan committee meetings and present necessary approvals and relevant documentation.  
• Maintain strong knowledge of bank lending policies, preferred loan quality characteristics and other quality control measures. 
• Maintain a close working relationship with other lines of business to foster a team approach to client service. 
• Invest in community partnerships and participate in community events in support of our brand and culture. 
• Achieve individual goals as established by bank entity. 
• Comply with all company or regulatory policies, procedures and requirements applicable to this position. 
• Foster and preserve a culture of inclusion 
• Additional duties and responsibilities may be required to support the company’s mission, vision and values.  

QUALIFICATIONS: 

• Bachelor’s degree in business administration, finance or accounting. 
• Minimum 5 years of experience in a financial institution. 
• Strong analytical and business judgment skills. 
• Excellent verbal, written and interpersonal communication skills. 
• Capability to manage sensitive information and uphold confidentiality. 
• Thorough understanding of banking services, customers, procedures, and policies. 
• Accountability when working with clients, other team members and stakeholders of the company. 
• Under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), and as a Mortgage Loan Originator (“MLO”), this position requires registration with the Nationwide Mortgage Licensing System and Registry.  The registration requires additional background screening and must be completed within 30 days of employment.   QCRH will maintain adequate procedures to ensure to ensure all employees acting in the capacity of an MLO maintain their registration.  

WORKING CONDITIONS: 

• Duties are performed in a professional office environment. 
• Requires travel to other bank or client locations. 
• Evening and weekend work as needed. 

At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. 

QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. 

It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.