Credit Analyst

About PrePass

PrePass® is North America's most trusted weigh station bypass and toll management platform. We’re transforming how the transportation industry operates—creating solutions that keep trucks moving safely, efficiently, and compliantly. This means making bold decisions and building systems that support not only fleets but the broader economy. It all starts with enabling commercial vehicles to keep rolling with seamless toll management, weigh station bypass, and safety solutions. It’s what we do best, and we do it to meet the demands of the road every day.

That’s why people join us: our solutions are implemented in real-time, on highways and interstates across the nation, helping fleets go farther, faster. This work challenges and rewards, presenting complex problems that need ambitious answers. We hire bold thinkers with a heart for impact, a passion for progress, and the optimism to shape the future of transportation.

About the Role

We are seeking an experienced Credit Analyst to join our Finance team. This role is responsible for analyzing financial and credit data for commercial credit accounts, managing credit risk through detailed assessments, and supporting the company’s bonding, credit insurance, and bankruptcy account processes. The ideal candidate will bring a strong analytical mindset, attention to detail, and at least three years of experience in commercial credit review.

What You'll Do

• Conduct in-depth analysis of financial statements and credit requests, including new requests, changes, refinancing, and annual reviews.
• Pull and review credit for commercial accounts and assess creditworthiness.
• Make informed recommendations based on credit risk findings.
• Manage bonding, credit insurance, and bankruptcy accounts.
• File and track credit claims and ensure timely resolution.
• Perform scheduled credit reviews to ensure appropriate risk coverage on all accounts.
• Prepare and present detailed credit reports to management.
• Partner cross-functionally with internal teams to maintain compliance with credit and financial policies.
• Stay current on industry trends and regulatory developments in credit risk and financial analysis.

What You'll Bring

• Minimum 3 years of experience in credit analysis, preferably focused on commercial credit.
• Strong analytical skills and a detail-oriented mindset.
• Proficiency in reviewing financial statements and assessing credit risk.
• Excellent written and verbal communication skills.
• Comfortable working independently and collaboratively.
• Strong working knowledge of Microsoft Office and credit analysis tools.

Preferred Qualifications

• Experience in filing claims, bonding, credit insurance, and managing bankruptcy accounts.
• Prior experience with structured credit review processes.
• Familiarity with industry-specific compliance and regulatory requirements.
• Bachelor’s degree in Finance, Accounting, or a related field.

How We Will Take Care of You

• Robust benefit package that includes medical, dental, and vision that start on date of hire.
• Paid Time Off, to include vacation, sick, holidays, and floating holidays.
• 401(k) plan with employer match.
• Company-funded “lifestyle account” upon date of hire for you to apply toward your physical and mental well-being (i.e., ski passes, retreats, gym memberships).
• Tuition Reimbursement Program.
• Voluntary benefits, to include but not limited to Legal and Pet Discounts.
• Employee Assistance Program (available at no cost to you).
• Company-sponsored and funded “Culture Team” that focuses on the Physical, Mental, and Professional well-being of employees.
• Community Give-Back initiatives.
• Culture that focuses on employee development initiatives.