Product Manager - Settlement and Clearing Systems(Web3)

Job Overview

Responsible for designing, optimizing, and managing the exchange’s core fund clearing and settlement systems. Deeply understand blockchain fundamentals, asset custody workflows, and financial compliance requirements to build efficient, secure, and scalable systems. Ensure user asset security, real-time transaction settlement, reconciliation accuracy, and support multi-currency, cross-chain asset flows (e.g., WBTC, Layer2 networks) and complex business scenarios (e.g., leverage, derivatives, wealth management).

Key Responsibilities

1. Clearing & Settlement System Design & Optimization
• Lead the design of core accounting systems, including user asset account structures, funds transfer logic, real-time clearing engines, and reconciliation systems.
• Optimize on-chain/off-chain asset settlement workflows to improve efficiency and reduce Gas costs.
• Support multi-currency (BTC, ETH, stablecoins), cross-chain assets, and complex business logic (e.g., Staking, lending) in settlement processes.
• Collaborate with blockchain developers to design efficient fund aggregation and batch withdrawal solutions.
2. Risk Control & Compliance
• Design fund security mechanisms to prevent risks such as asset misappropriation, double-spending, and settlement delays; refine fund freeze/unfreeze rules and abnormal transaction interception.
• Build real-time reconciliation systems to ensure consistency across exchange ledgers, on-chain addresses, hot/cold wallets, and user accounts.
3. Cross-Team Collaboration
• Partner with finance teams to optimize fiat deposit/withdrawal channel reconciliation (e.g., banking partnerships, third-party payments).
• Provide operational teams with data support for user asset reports, tax filing templates, and institutional client billing customization.

1. Education
• Bachelor’s degree or higher in Computer Science, Accounting, or related fields.
• CPA/ACCA certification preferred.
2. Experience
• 5+ years in product roles related to exchange clearing, payment platforms, or banking core systems.
• Familiarity with fund reconciliation, error handling, and asset security protocols.
• Expertise in exchange custody systems and on-chain transaction data structures.
• Experience designing or optimizing high-concurrency, high-throughput settlement systems (e.g., millions of daily transactions).
3. Skills
• Deep understanding of crypto fund security mechanisms and accounting safeguards.
• Mastery of clearing/settlement logic across diverse exchange business models.
• Bonus: Financial system experience (e.g., payment reconciliation) or familiarity with accounting standards.
• Bonus: Hands-on complex system design (e.g., Domain-Driven Design (DDD)).
4. Personal Attributes
• Rigorous logic, highly sensitive to business data, and adept at identifying settlement issues through anomalies.
• Exceptional execution and self-motivation, setting standards for team members.
• Strong cross-functional communication skills to align technical, finance, and compliance teams on complex projects.
• Thrives in fast-paced, dynamic environments.