Experienced Software Engineer - Consumer

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

The Consumer team is exploring new ways for Plaid to serve people directly. We’re focused on building intuitive, high-trust experiences that help users feel more confident and secure in managing their financial data. Our mission is to extend Plaid’s impact by delivering value not just through partners, but also through thoughtful, consumer-first products. This is a small, fast-moving team focused on 0→1 product development, offering opportunities for engineers to shape the product, architecture, and roadmap from the ground up.

As a member of the Consumer team, you will play a key role in designing and building the systems that power Plaid’s first consumer-facing products. You will collaborate with product, design, and infrastructure teams to launch features that help users control their financial identity and feel confident in their financial lives.

As a senior technical leader, you will influence architectural decisions, scale systems thoughtfully, and set the long-term technical direction of Plaid’s consumer platform. You’ll also mentor other engineers and help establish best practices as we grow the team and expand our consumer-facing footprint.

• Design and build backend systems that power our consumer-facing experiences.
• Drive technical execution on major features by collaborating closely with product, design, and infrastructure teams.
• Run experiments and use data to iterate on user-facing features and improve adoption.
• Mentor engineers and contribute to a strong, inclusive team culture.
• Influence the long-term technical direction of Plaid’s consumer platform.

• 8+ years of experience in software engineering, with a proven track record of delivering successful projects.
• 2+ years of experience as a project lead, working with other engineers, and other functions (product, design, data science) to drive execution.
• Familiarity with running experiments and using data to inform product and technical decisions.
• Strong user empathy and ability to balance technical tradeoffs with product outcomes.
• Demonstrated leadership skills, including mentoring junior engineers.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [email protected].

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